Today, Citi cardholders have the option out-of being able to access both more easily using Citi Fold Financing

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Trick takeaways

• Citi Flex Financing allows you to withdraw some otherwise all of your available Citi credit borrowing from the bank because that loan
• Providing their financing given that a good Citi Fold Loan brings a predetermined payment and you will fixed interest rate up to the loan is repaid back into full
• Citi Flex Fund promote many masters, such as for instance perhaps not requiring an additional hard credit inquiry, but you will need work on the latest wide variety to make certain it seem sensible for the situation

Credit cards render a handy cure for pay for informal sales, yet , there are constantly times when you may choose dollars.

Brand new Citi Bend Mortgage system shall be a useful replacement running right up an equilibrium in your credit to possess unanticipated costs or taking out fully a credit card cash advance. Cash advances typically require an upfront payment (typically 5 % of one’s advance count), therefore the money your borrow will begin accruing focus at a great higher changeable rates out-of date you to definitely with no elegance months.

If you are looking for a better solution, Citi Flex Fund can be worth examining. Here’s how Citi Fold Loans are employed in behavior, payday loans Pinckard no job plus some suggestions to help you is a great choice for you.

What is actually an effective Citi Flex Mortgage?

Citi Bend Finance and you may Urban area Bend Pay are two applications one offer cardholders more versatile payment options and you will fixed conditions using Citi’s Citi Fold Agreements.

That have good Citi Flex Financing, you could sign up for a loan on your own qualified Citi card’s credit line within a predetermined interest rate. You may want to determine how much you will want to use and you may settle to your a fixed monthly payment and you can repaired interest rate that persists to the longevity of the mortgage instead of completing a different app otherwise credit check.

Citi Fold Shell out, on top of that, is an adaptable fee arrange for Citi cardmembers that enables qualified charge card orders become paid over the years that have a beneficial repaired Annual percentage rate.

Each other Citi Fold Funds and you may Citi Fold Spend is actually solutions after you manage good Citi Bend Bundle., Citi’s program giving cardholders a great deal more versatile fee options and you can repaired conditions.